Updated 10/01/2025
What Should My Weekly PTD Rate Be?
Enter your date of injury and wages. This calculator computes your permanent total disability rate, applies annual adjustments through today, and shows the effect of SSDI and government benefit offsets on the payable amount.
This is an informational tool, not legal advice. Results depend entirely on the information you enter and may not reflect all statutory exceptions or fact-specific rules. Verify against the underlying statute and consult an attorney for case-specific decisions.
How permanent total disability (PTD) is calculated
PTD generally pays two-thirds of your AWW, subject to the maximum and a minimum of 65% of the statewide average weekly wage (SAWW).
Because the floor is 65% of SAWW, the PTD minimum can exceed two-thirds of a low actual wage.
PTD can be reduced by certain government disability benefits, and has age-based cessation rules (for example around age 72, and a five-year rule for injuries after age 67).
Worked example
For a date of injury of 10/1/2025 with a low AWW of $1,000, the PTD minimum (65% of SAWW) can apply even though two-thirds of $1,000 is only $666.67. With an AWW of $3,000, PTD is capped at $1,536.84.
When to call
Use your result as a screen. Most claims that are on track do not need a lawyer; the ones that are off track usually do.
Green — may be on track
Your PTD rate fits the min/max for your injury date. Save it.
Yellow — worth watching
A government-benefit offset or an age-based cessation rule may apply. Watch for changes.
Red — good reason to call
PTD is being denied, offset incorrectly, or stopped early. Call.
Frequently asked questions
- What is the PTD minimum in Minnesota?
- The PTD weekly minimum is 65% of the statewide average weekly wage, which can be higher than two-thirds of a low actual wage.
- Do Social Security or PERA benefits reduce PTD?
- Certain government disability benefits can offset PTD. The SSDI offset tool models part of this; the interaction can be complex.