Updated 10/01/2025
How Much Should My Check Go Up Each Year?
Enter your date of injury and what you were earning. We'll calculate your TTD rate and show how it should increase over time under Minnesota law.
Be precise. DOI controls the waiting period, the yearly cap, and which rate table row applies.
Gross (before taxes). We'll compute the base TTD rate first, then apply annual adjustments on the anniversary dates (per Minn. Stat. § 176.645).
How far into the future do you want to see adjustments? Pick today's date or a future date.
This is an informational tool, not legal advice. Results depend entirely on the information you enter and may not reflect all statutory exceptions or fact-specific rules. Verify against the underlying statute and consult an attorney for case-specific decisions.
How annual benefit escalation works
Ongoing wage-loss benefits adjust on an anniversary schedule tied to changes in the statewide average weekly wage.
For injuries on or after 10/1/2013, adjustments are capped at 3% per year and begin after a 3-year wait. Earlier injury dates use different caps and waiting periods.
Worked example
A 2020 date of injury follows the 3% cap with a 3-year wait, so the first adjustment is possible only after the third anniversary, and no single annual step exceeds 3%.
When to call
Use your result as a screen. Most claims that are on track do not need a lawyer; the ones that are off track usually do.
Green — may be on track
Your benefit has been adjusted on schedule. Save this.
Yellow — worth watching
You are approaching your first adjustment anniversary, or your injury date uses an older rule. Watch the dates.
Red — good reason to call
Your benefit has not been adjusted when it should have been. Call.
Frequently asked questions
- When do adjustments start?
- For post-10/1/2013 injuries, after a 3-year wait, then annually, capped at 3%.
- Why is my adjustment less than inflation?
- The statute caps the annual adjustment (3% for post-2013 injuries) even when the underlying wage change is higher.